About the Author

Judy Lawrence, MS Ed., lives in Silicon Valley and is a Personal Financial Counselor, Budget Coach and popular speaker on basic money management. Her master #8217;s degree in counseling enhances her skill in helping people manage their money. , Judy has been a frequent guest on TV and radio including CNBC, WGN, Iyanla Show, CNN Radio, USA Radio Network and Business Talk Radio and featured in Money, Kiplinger #8217;s, the Chicago Sun-Times, and San Jose Mercury News