About the Author

Thomas L. Kirk started his career as a CPA in 1978 after graduating from the University of Florida, going on to found CPA Wealth Management Services in 1995, known today as FirstWave Financial(TM). FirstWave Financial's client-centric, pay-as-you-go approach reflects Kirk's cutting-edge philosophy; accountability matters. He lives in Satellite Beach, Florida, where he and his wife raised two daughters.