Born in Kiev, Ukraine, Dan and his family relocated to the United States in 1991. He received his bachelor's degree with honors in business management and finance. With his knowledge of the industry firmly in place, he found himself quickly moving up the ranks of the banking industry. He worked his way up from assistant consumer lending manager, to general manager, to underwriter, then Chief Operating Officer, and finally Chief Executive Officer within various financial institutions. Dan also gives back to his community, serving on the Cleary University Board of Trustees, as well as a board member of several corporations. He is widely viewed as an expert in the industry and has published numerous articles and essays on banking and finance in several publications.