Preface
1: Introduction to Consumer Credit an Credit Scoring
2: Measurement of Scoring Systems
3: Risk Based Pricing
4: Profit Scoring and Dynamic Models
5: Portfolio Credit Risk and the Basel Accord
Appendices
References
Index
Lyn Thomas is Professor of Management Science at the School of
Management at the University of Southampton and has for the last
twenty five years been active as a researcher and consultant in the
consumer credit area. He has co-authored and edited books and
written over forty papers on consumer credit. He was the founder of
the Credit Research Centre at the University of Edinburgh and has
been joint organiser of the ten international Credit Scoring
conferences. He
is one of the principal investigators running the Quantitative
Financial Risk Management Centre, a Past President of the
Operational research Society, a consultant for several
international financial
organisations, and advisor to UK government departments. Professor
Thomas is a Fellow of the Royal Society of Edinburgh, Institute of
Mathematics and its Applications, and Operational Reseach Society.
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