Table of Contents

Introduction 1 Part I: Taking Control of Your Super 7 Chapter 1: Is DIY Super Right for You? 9 Chapter 2: Understanding How Super Works 25 Chapter 3: How Much Super Is Enough? 45 Chapter 4: Counting On Super Contributions of All Sorts 57 Chapter 5: Getting the Right DIY Super Advice 79 Part II: Setting Up a DIY Super Fund 91 Chapter 6: How Much Does a SMSF Cost? 93 Chapter 7: Simple Steps to SMSF Start-Up 103 Chapter 8: Individual Trustees versus Corporate Trustee 117 Chapter 9: Trustee Declarations and Other Promises 127 Part III: Running Your Self-Managed Super Fund 139 Chapter 10: Finding a Fund Administrator, or Not 141 Chapter 11: Do the Right Thing -- Compliance 149 Chapter 12: Act Like You're the Boss -- Reporting 159 Chapter 13: It's Always Tax Time 169 Part IV: Investing Your DIY Super Money 181 Chapter 14: Exploring the World of Super Investing 183 Chapter 15: Super's Special Investment Rules 197 Chapter 16: Borrowing and DIY Super 213 Chapter 17: Investing in Property 223 Chapter 18: Investing and Super Tax 235 Part V: Paying Super Benefits from Your Fund 243 Chapter 19: Retiring is Just the Beginning 245 Chapter 20: Your Super and the Age Pension 259 Chapter 21: Running a DIY Super Pension 271 Chapter 22: Making Contributions while Taking a Pension 285 Chapter 23: Divorce and Your SMSF 293 Chapter 24: Looking After Your Family 299 Part VI: The Part of Tens 313 Chapter 25: Ten Special Features of DIY Super 315 Chapter 26: Ten Commandments of DIY Super 321 Part VII: Appendixes 329 Appendix A: SMSF Compliance and Administration Checklist 331 Appendix B: Handy Super Resources and ATO Publications 335 Index 343

About the Author

Trish Power is an author, journalist and expertcommunicator. She is co-founder of SuperGuide.com.au, anindependent and free website on superannuation.