Jerrold Mundis is a writer, speaker, and counselor. His books have been selected by the Book of the Month Club, Literary Guild, One Spirit Book Club, and others, and have been translated into a dozen foreign languages. His short work has appeared in such publications as The New York Times Magazine and American Heritage. A recovered debtor, he is intimately familiar with the success of the Debtors Anonymous program. Mundis speaks regularly on debt and personal money for clients ranging from the US Customs and Border Protection to the National Education Association, Unity Church, and professional societies and associations. He also works privately with individuals across the United States and in other countries as well, by telephone. Jerrold Mundis lives in New York City.
Mundis (How To Get Out of Debt, Stay Out of Debt and Live Prosperously, LJ 2/15/88) attempts to warn wage earners about the problem of underearning, defined as consistently gaining less income than is necessary for providing oneself with adequate food, shelter, and clothing for daily needs. He estimates that 20 to 30 million Americans at all levels of occupation suffer from this problem. Mundis uses the principles and practices of Alcoholics Anonymous in his consideration of underearning, addressing it on individual and family levels with practical examples and suggestions. He discusses determining a consistent spending plan, the differences between types of debt, and the 12 steps to get out of debt and avoid underearning. Readers who have experienced fiscal problems, particularly those in debt, are the audience for this title. Public and corporate libraries might also purchase for their self-help collections.-Littleton M. Maxwell, Business Information Ctr., Univ. of Richmond, Va.
The author of How to Get Out of Debt, Stay Out of Debt and Live Prosperously here tackles the problems of another fiscally troubled group, those who are earning only enough to meet their needs. He touches on but does not treat in depth the destructive self-image that makes underearning only part of a syndrome. But he does offer advice for treating underearning, beginning with three cardinal rules: do not incur debt, do not take work that pays less than you require and do not say ``no'' to money, i.e., ignore opportunities to increase your income. Mundis urges drawing up a ``spending plan'' (not a budget, which is too constricting) and recommends such relaxation techniques as meditation and deep breathing. In what looks like padding, he also presents an adaptation of the 12 steps of Alcoholics Anonymous. (Jan.)
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