Chapter 1: Why Development Finance Institutions Exist: Market Failure Versus Government Failure. Chapter 2: Why Credit Markets Fail the Poor. Chapter 3: Financial Performance and Sustainability: Role of "Innovative Credit Institutions" in the Credit Market. Chapter 4: The Impact on Production and Technology. Chapter 5: Finance for the Poor: Impacts on Poverty, Vulnerability and Deprivation. Chapter 6: The Politics of Financial Intermediation for the Poor. Chapter 7: The Management of Financial Institutions for the Poor. Chapter 8: Growth Versus Equity? Chapter 9: Conclusions.