Table of Contents

Part 1 The Development of Fintech 1. The Impacts of Fintech on Financial System and Financial Regulation 2. Fintech Development and Police Responses 3. The Art of Balancing Finance and Technology Part 2 The Infrastructure and Core Elements of Fintech 4. Fintech Infrastructures 5. How to Establish a Compliant and Effective Data Market? 6. Platformization of Banking Business from the Perspective of Open Banking Part 3 The Relationship Between Fintech and Inclusive Finance 7. Adopting Fintech to Fight Poverty 8. The Future of Inclusive Finance 9. The Heathy Development of Internet Consumer Finance Part 4 Blockchain: Core Issue in Fintech 10. What Can Blockchain Do and Can't Do? 11. Blockchain as the Internet of Information 12. Blockchain, Internet of Things and the "New Infrastructure" 13. The Logic and Mechanism of Blockchain's Application in Post-trade Processing Part 5 Digital Currency Innovation 14. Literature Review on Digital Currencies 15. Controversies Surrounding Cryptocurrencies 16. Why Libra Changes its Original Design 17. The Design Choice for CBDC: Wholesale versus Retail 18. Application of Multi-CBDC Bridge in Cross-border Payments 19. Innovation of Special Drawing Right in the Era of CBDC 20. The Design of eCNY and its Impacts on China's Monetary and Payment Systems Part 6 Regtech and Regulation on Big Tech Companies' Financial Businesses 21. Development and Application of Regtech 22. Economic Analysis of Regtech 23. Big Tech Companies' Challenges to the Financial System 24. Implications of CMA Regulation in America for China's Fintech Regulation

About the Author

Zhong Xu is the Deputy Secretary General of National Association of Financial Market Institutional Investors (NAFMII), China.

Chuanwei Zou is the chief economist of Wanxiang Blockchain. He specialises in Fintech, banking, and financial regulation. He was the winner of the 1st Sun Yefang Prize for Financial Innovation (China’s top prize for economists) in 2015 for his research on Fintech.