About the Author

Derek Hughes emigrated from England in November of 1961 with his wife Marion when they were both in their twenties. He became CEO of Western World Insurance Group after a long career in the industry. His 2006 book "Absolute Beginnings" documents the early history of the company.For several years Derek and Marion lived in Ramsey, New Jersey where the company was based.Following his retirement in 1994, the two then moved to midtown Manhattan. Marion passed away in 1997. Derek has three children, Robin, Adam, and Jennifer, and five grandchildren. He now lives in Washington, Connecticut with Helen, his wife of 23 years.