David Bach is one of the most trusted financial experts and
bestselling financial authors of our time. He has written ten
consecutive New York Times bestsellers with over seven
million copies in print, including two #1 New York
Times bestsellers The Automatic
Millionaire and Start Late Finish Rich. In addition to
his books, David has impacted millions of people over the past two
decades through his seminars, speeches, newsletters, and thousands
of media appearances. He is also the cofounder of AE Wealth
Management, regarded as one of America’s fastest-growing financial
planning firms, and the founder of FinishRich Media, a website
dedicated to revolutionizing the way people learn about money.
Learn more at DavidBach.com.
John David Mann is coauthor of the beloved classic The
Go-Giver, which has sold nearly a million copies in twenty-six
languages and was awarded the 2017 Living Now Book Award’s
Evergreen Medal for its “contribution to positive global change.”
His books have sold more than 2 million copies and have earned the
Nautilus Award, the Axiom Business Book Award Gold Medal, and
Taiwan’s Golden Book Award for Innovation. Learn more at
JohnDavidMann.com.
“David Bach is the one financial expert to listen to when you’re
intimidated by your finances. His powerful and easy-to-use
program will show you how to spend, save and invest your money to
afford your dreams.” —Tony Robbins, #1 New York Times
bestselling author of MONEY: Master the Game
“When I first started my career, I was deep in debt and full of
shame, fear, and embarrassment about money. David Bach’s books
helped me turn that around and create real financial freedom. On
MarieTV we featured David and his Latte Factor challenge—and the
results for our community were immediate. The Latte Factor
works!” —Marie Forleo, author of Everything Is Figureoutable,
host of the award-winning show MarieTV
“David Bach has a masterful ability to translate the complicated
world of investing into terms we can all understand. The Latte
Factor may be his simplest and most powerful message
yet.” —Simon Sinek, optimist, New York Times bestselling
author of Start with Why and Leaders Eat Last
“David Bach has inspired millions worldwide to be smarter with
their money; now this great story can inspire you to take action to
live your best life. You truly don’t need to be rich to start
investing and go for your dreams.”—Jean Chatzky, financial editor
of NBC’s Today, host of the HerMoney Podcast
“Sometimes a story is worth a thousand pieces of unheeded advice.
Let this lovely tale, laced with practical wisdom, inspire you to
make a few elegantly simple changes—without budgeting—to build the
wealth you need for a life you love.” —Vicki Robin, author of
Your Money or Your Life
“The Latte Factor is a masterpiece. David Bach’s strategies helped
me become a millionaire at 30. Read this book, put it into
practice, and then share it with everyone you know. It will change
your life.” —Grant Sabatier, author of Financial Freedom,
creator of Millennial Money
“The Latte Factor is a soulful journey that will inspire you to
live your dreams now. Bach and Mann’s storytelling genius make this
a life-changing book of our time.” —Farnoosh Torabi, host of
So Money, author of When She Makes More
“David Bach moves audiences worldwide with his message of hope and
inspiration. The Latte Factor will stir your heart and uplift your
soul. It is so very worth your attention, contemplation, and
implementation.” —Robin Sharma, bestselling author of The Monk
Who Sold His Ferrari and The 5 AM Club
“David Bach’s advice is masterful. He takes the complicated and
makes it simple—it’s literally a three-step process to financial
freedom. You can do this!” —Jon Gordon, bestselling author of
The Energy Bus and The Power of Positive Leadership
“Forget the lottery, Prince Charming, or the pot of gold at the end
of the rainbow—The Latte Factor will show you a path to a winning,
rich life. A must-read for every woman from every
background.” —Nely Galan, Emmy Award-winning producer, New
York Times bestselling author of Self Made, first Latina president
of entertainment for a U.S. television network (Telemundo)
“An instant classic, The Latte Factor is the perfect gift for
people of any age who don’t like to think about finances—and are
poorer and unhappier because of it. Invest one hour to read this
book and reap positive returns for a lifetime!” —Ken
Blanchard, coauthor of The New One Minute Manager and The
Secret
“A game-changer! This incredibly powerful story will change your
life. Anyone from any generation or background can use this book to
fuel their dreams and empower their future.” —Sarah Jakes
Roberts, author, businesswoman, and media personality
“This is one of the freshest, most exciting and fun reads I’ve had
in a long time: a ‘quake book’—one that totally flips your mindset
upside-down and gives you a 10X better operating system. The Latte
Factor will completely transform your relationship with money and
happiness.” —Benjamin P. Hardy, Inc.com
“Bach and Mann’s The Latte Factor will help you learn how to best
identify what you value most, so you can spend, save, and invest to
live a life aligned with your goals.” —Erin Lowry, author of
Broke Millennial Takes on Investing
“David Bach has been my friend and guide for almost a
quarter-century, and he has never failed to amaze me with his
genius for making the complex world of finances approachable to
everyone and his genuine caring about making an impact in people’s
lives. The Latte Factor is a book for all time!” —Louis
Barajas, author of The Latino Journey to Financial Greatness
“Iconic financial expert David Bach has inspired tens of millions
of lives with his Latte Factor method. You owe it to yourself to
read The Latte Factor and share it with those who matter most to
you. In less than an hour you’ll learn truly how to become a
financial grownup.”
*Bobbi Rebell, CFP®, author of How to be a Financial Grownup, host
of Financial Grownup Podcast, former Reuters Business TV
anchor*
“I have known David for over a decade. His timeless principles will
inspire you to live a life that goes beyond wealth, and one that
embraces meaning and giving.”
*Scott Harrison, founder of charity: water, New York Times
bestselling author of Thirst*
“For more than two decades, David Bach has been changing lives
through his simple yet impactful teachings about money, investing,
saving, and building wealth. I know this because I featured the
Latte Factor principles on The Oprah Show and watched David
transform tens of millions of people’s lives. And we didn’t just
talk about the Latte Factor—we put it to work in our own
lives!”
*Candi Carter, executive producer of The View, former producer of
The Oprah Show*
“A captivating story packed with aha! moments. The Latte Factor
will surprise and delight you—and it will transform the way you
think about personal finances.”
*Michael Hyatt, New York Times bestselling author of Platform and
Your Best Year Ever*
“Every college student across America and around the world needs to
read this book. David’s advice is so powerful because it is so easy
to implement, and the tale he shares is both heartfelt and
inspirational.”
*Dr. Jennifer Aaker, General Atlantic Professor at Stanford
Graduate School of Business*
“Bach and Mann offer a master class in the fundamentals of personal
finance and financial independence, wrapped in an engaging story of
self-discovery. The Latte Factor is a gem!”
*Bob Roth, author of the New York Times bestseller Strength in
Stillness*
“Bach and Mann have done a startlingly good job of illustrating
life’s deepest secret and most profound truth: that a genuinely
rich life—a life of ‘flat-out, unbridled joy,’ as the authors put
it—is available to anyone in any circumstances. Highly
recommended!”
*Sally Helgesen, coauthor of How Women Rise, author of The Female
Advantage*
“I LOVE this book! Bach is simply the best at getting you to take
quick action to change your life. In one fun-filled hour, you will
learn how a few small, simple changes can compound into a massive
transformation in your financial future. The Latte Factor is
destined to be a global sensation!”
*Darren Hardy, New York Times bestselling author of The Compound
Effect, former publisher/editor SUCCESS*
“A great read for millennials, and a helpful reminder that little
life changes can have a big impact on your financial future.”
*Jessica Moorhouse, founder of Millennial Money Meetup, host of Mo’
Money Podcast*
“A game-changing little book, delivered with the wisdom, heart, and
brilliant simplicity that have endeared David Bach to millions.
Read, act now (it’s easier than you think), and genuine financial
freedom is yours for the taking!”
*Dan Sullivan, The Strategic Coach, Inc.*
“A wonderful, fun, engaging, inspiring book! Despite its title,
it’s not about the latte—it’s about showing you how to get a grasp
on your money and live a rich life, regardless of your salary or
income. And you’ll love the story so much you’ll forget that you’re
actually learning life-changing lessons from a master in the
field.”
*Bob Burg, bestselling coauthor of The Go-Giver and The Go-Giver
Influencer*
“David Bach’s advice is so powerful because it so easy to
implement. The Latte Factor transforms complicated concepts into
simple actions, laying out a three-step process that anyone at any
level of income can put into practice to achieve financial freedom
and a life filled with abundance and joy.”
*Jennifer Barrett, Chief Education Officer at Acorns*
“The Latte Factor is a little story that packs a huge idea: that
financial success, freedom, and security start with being clear on
what matters most in your life.”
*Stedman Graham, New York Times bestselling author, speaker, and
entrepreneur*
“In less than an hour The Latte Factor can help you take control of
your money and your life. Whether you’re just starting out in
business or an employee in mid-career, or you’re in debt, or you
just want to live the life you always dreamed of, The Latte Factor
can help you gain financial success, freedom, and security. You’re
richer than you think—and you can make your dreams come true.”
*Joe Polish, founder of Genius Network® and GeniusX®, president of
Piranha Marketing Inc.*
“Since discovering David’s Latte Factor concept in my early
thirties and implementing his pay-yourself-first strategies, my
wife and I have had huge leaps forward financially. We’re now
millionaires, my wife was able to be a stay-at-home parent, and I
was able to leave my unsatisfying corporate job to pursue passion
businesses!”
*Philip “PT” Taylor, founder of FinCon and PT Money*
“David Bach’s approach to personal finance will inspire a
generation. Living rich can feel out of reach for many in the
creator community, but David’s simple, no-BS approach balances our
ability to thrive now while simultaneously preparing for a wealthy
future.”
*Chase Jarvis, founder and CEO of CreativeLive*
“A must-read if you want to reach your personal financial
goals!”
*Jason Dorsey, Gen Z/Millennial expert, bestselling author of
Y-Size Your Business*
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