Table of Contents

Section One: MONEY $ MONEY $ MONEY $Chapter 1 Money Matters: Values, Vision, Mission, and YouChapter 2 Time Value of MoneyChapter 3 Planning and BudgetingChapter 4 Financial Instruments and InstitutionsSection Two: CREDIT MANAGEMENTChapter 5 Consumer Credit: Credit Cards and Student LoansChapter 6 Credit Bureau Reports and Identity TheftChapter 7 Auto and Home LoansChapter 8 Debt, Foreclosure, and BankruptcySection Three: LIMITING YOUR LIABILITYChapter 9 Tax ManagementChapter 10 Insurance: Covering Your AssetsSection Four: WEALTH ACCUMULATIONChapter 11 Investment BasicsChapter 12 Mutual FundsChapter 13 StocksChapter 14 BondsChapter 15 Real Estate InvestmentsSection Five: PERPETUAL PAYOFFSChapter 16 Retirement and Estate PlanningChapter 17 Financial Planning for Life

About the Author

Robert B. Walker Bob works at the University of Iowa, Tippie College of Business in the John Pappajohn Entrepreneurial Center, where he teaches students to pursue their passions and turn those passions into profit. He received his bachelors degree in philosophy from Miami University, an MBA from the University of Iowa, and a PhD from Iowa State University. He spent 18 years working in community banks before starting his own consulting practice. During this time, he was the Executive Director of the East Central Iowa Chapter of the American Institute of Banking, a division of the American Bankers Association. He taught for nine years at Kirkwood Community College as Banking and Finance Coordinator and for five years at Mount Mercy University as Department Chair before returning to the University of Iowa, his Alma mater. Dr. Walker served on the Associates Degree Board of Commissioners for the Accreditation Council for Business Schools & Programs (ACBSP) and was actively involved in Kirkwood Community Colleges initial ACBSP accreditation. He was a Sam M. Walton fellow at Kirkwood Community College, starting the schools Students in Free Enterprise (SIFE) team and is currently lead Sam M. Walton Fellow for the University of Iowas Enactus team. He is also faculty adviser at the University of Iowa for the Sigma Nu Tau entrepreneurial honors society and I-Envision, the University



Kristy P. Walker Kristy is an Adjunct Associate Professor for the College of Public Health at the University of Iowa and the Director of Clinical Applications and Associate Director of the Department of Health Care Information Systems for University of Iowa Health Care. She received her bachelors degree in computer science and an MBA from the University of Iowa. She has contributed to a number of publications, including the Journal of American Medical Record Association and proceedings from the Health Information and Management Systems Society (HIMSS) and the American Medical Informatics Association (AMIA). She currently serves on the State of Iowa Electronic Health Information Advisory Council and as the Advocacy Chair on the Healthcare Information and Management Systems Society (HIMSS) Iowa Chapter Board.