Alan Michael Collinge is Founder of StudentLoanJustice.Org, a
grassroots organization, and political action committee. He holds
B.S., M.S., and Eng. Degrees in aerospace engineering from the
University of Southern California.
Since Founding StudentLoanJustice.Org in March, 2005 as a result of
his own personal experiences with college loans, Collinge has been
featured on "60 Minutes," and also in print media including
"Fortune Magazine, the San Francisco Chronicle, The Boston Phoenix,
The Village Voice, Inside Higher Ed," and others. He has published
editorials in "the Los Angeles Times, Baltimore Sun, Denver Post,"
and many other outlets.
Prior to founding StudentLoanJustice.Org, Collinge was Associate
Scientist of Aeronautics at the California Institute of Technology,
and also was regional project director for a government loan
program administered by the U.S. Department of Transportation.
Think credit-card debt is a problem? Take a look at the lives
ruined through the corporate thug tactics, usurious fees and
vicious harassment employed by some of the nation's largest
student-loan providers in this shocking expose from Collinge,
founder of StudentLoanJustice.org. The author had a manageable
$38,000 in loans-until he missed a single payment . . . and his
debt mushroomed to more than $100,000. The author reveals that
since lenders make far more money from defaulted loans than they do
from borrowers in good standing, they go to extraordinary-and
illegal-lengths to force borrowers into default. There are
currently more than five million defaulted loans on record, and
incredibly, student loans are the only type of loan in U.S. history
to be nondischargable in bankruptcy. The author exposes the
engineers (and profiteers) of this predatory system and urges
Congress to restore standard consumer protections to student loans,
concluding with a call to arms for progressive changes, refinancing
rights and a plethora of practical advice for borrowers.
Comprehensive and stirring, this extraordinary book is
whistle-blowing at its finest.--"Publishers Weekly," starred
review
"Alan Collinge has lived through the national student debt crisis,
and he has an astonishing tale to tell. Read and be outraged."
--Anya Kamenetz, author of "Generation Debt"
"Alan Collinge has been to student loan hell and has managed to
survive to tell about the experience. Turning his personal
nightmare into a cause for activism, Collinge has emerged as one of
the most effective critics of the student loan industry and its
patrons in Washington. Readers will be as outraged as he is with
what passes for federal student loan policy."--Barmak Nassirian,
Associate Executive Director, American Association of Collegiate
Registrars and Admissions Officers (AACRAO)
"Students and parents planning to borrow money to finance a college
or technical school education should read Al
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