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Your Money or Your Life


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Think environmentally, live frugally, and don't be surprised if your income shoots off the top of the chart that Dominguez, a former Wall Street financial analyst, and Robin ask you to put up on your wall. With this promise, they promote the possibility and goal of having ``enough'' money in your life. The wall chart of income, expenses, and investments is one of several very detailed records they mandate to support your attitude change. Others are a record of lifetime income and computation of your real working income, translated into ``hours of life energy.'' It would be hard to carry out their nine-step program without frequent recourse to the book for continued inspiration and implementing detail. A marginal purchase for most libraries.--Justine Roberts, Mill Valley, Cal.

Based on their West Coast self-help seminars, Dominguez and Robin here map a route to financial security through a relaxed, prudent and environmentally-friendly way of life. Systemically analyzing one's overspending, as in the case histories cited, and calculating the ``life-energy'' cost (time, expenses, stress) of a competitive career, the authors maintain, can lead to reduced occupational expectations and to surprisingly large economies effected by pre-pricing food, clothing, transportation, loan rates, heath care and so on. Resulting surpluses, invested in Treasury bonds, will yield compound income eventually covering the reduced expenses. This ``crossover point'' brings financial independence, according to the authors, and freedom to choose one's work for greater personal satisfaction and the ``commonweal.'' Some readers may be put off by the finicky detail and intense tone of the course, but few will fail to find here new insight and encouragement. (Sept.)

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